People who have run these businesses.

Has taken lenders from a blank page to first loans, and run them at scale.

Logan owns every engagement and does the work alongside your team. He has launched lending businesses from Lending Club to Kawasaki Motors Retail Finance and built Octane's operations organization, so he knows what has to exist on day one and what can wait. He founded EveryStreet, which Fundwell acquired in 2025, and then Rail, Fundwell's embedded lending arm, where he built the technology, credit policy and capital structure. He is a global mentor at Techstars and has a B.S. in Business from Colby-Sawyer College.

• →Founded and launched Kawasaki Motors Retail Finance, going from nothing to first loans in about four months, licensed in all 50 states and D.C., with 1,000+ dealers
• →Joined Octane as employee number ten and went from VP of Sales to SVP of Operations, helping drive $2.5B in originations on $35B+ of applications
• →Helped launch Lending Club's small business lending, then as Chief Revenue Officer at ChargeAfter built Sales, Partnerships, Customer Success and Marketing from scratch while the company raised its Series B. Started in commercial and private banking at Wells Fargo

Regulations · ECOA and Reg B, UDAAP, fair lending, privacy, FCRA, BSA/AML, OFAC and KYC, NACHA, state licensing, and state commercial financing disclosure laws.

Builds servicing, collections and recovery operations from nothing, and runs them at scale.

Deborah designs the operation behind every loan: the collection centers, recovery model, servicing teams and vendors. After more than three decades that began at GMAC in 1988, she knows what examiners and rating agencies ask to see. She has supported state and federal exams, including the CFPB, and today consults for Synchrony on recovery operations.

• →Joined Octane as its first servicing employee in 2018 and built the organization to 175 people servicing more than $1.2B in annual originations, supporting AAA ratings from S&P and KBRA and the securitization of $1.9B between 2019 and 2022
• →Introduced GMAC's first centralized collection center in 1998, stood up a 700,000 account high-risk center from scratch in 2004, and in 2008 helped centralize five offices holding 1.6 million accounts
• →Redesigned recovery with analytics, directed one of Ally's three U.S. contract processing sites, and since 2024 has run an end-to-end redesign and 13 supplier RFPs for Synchrony

Regulations · Reg M, Reg Z, ECOA, FCRA, FDCPA, TCPA, SCRA, GLBA, UDAAP and KYC.

A lawyer who has also run the businesses he advises on.

Gary reviews policy, contracts and compliance programs as counsel who has operated the collection and lending businesses those rules govern. He has been general counsel for companies working across the U.S., U.K., Canada, Australia, Germany and Spain, and he knows where consumer lending meets the law.

• →Founded Consumer Debt Management in Puerto Rico in 2007 and grew it into the island's largest independent consumer collection platform, with more than 80 employees, over $650M in receivables and a 40+ seat call center. Also founded its first exclusively online unsecured consumer lender
• →Global General Counsel at Phillips and Cohen Associates from 2020 to 2024, and since 2024 General Counsel and Compliance Officer at DolFinTech
• →Started at Associates First Capital in 1989 and rose to Vice President and Assistant General Counsel, then ran a regulatory practice for consumer and auto finance companies, captives and fintechs

Regulations · FDCPA, FCRA, Reg F, EFTA and Reg E, BSA/AML, OFAC and FinCEN rules, credit insurance and state licensing, and consumer data privacy.

Builds our AI agent templates, and the software each client needs.

Kevin turns an operating requirement into a working system, on the timeline a launch needs. He builds the NextRaise Lending Agent Fleet, the AI agent templates Isaac, Gianni, Grace and Hetty, deploys them in each client's environment, and customizes them to the client's use cases and the systems it already owns. He co-founded EveryStreet, the embedded invoicing and payments platform sold to Fundwell in 2025.

• →Built the KMRF dealer application portal, live in production since June 2025
• →Product and data work on Octane's data platform and securitization pipelines
• →Led Add Cash In-Store on Capital One's Bank R&D team, and was Vice President of Product for digital payments and e-commerce at JPMorgan Chase, where he worked on the Paze wallet MVP