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04 · AI agent template: Hetty · Capital Markets Strategy and Reporting

Loan data that investors, trustees and rating agencies trust.

Clean, reconciled loan data is the base for better decisions and for investors. We deploy Hetty, our capital markets template, in your environment and customize it to your facilities and investors. It builds the pipelines and the reporting that lenders, trusts and rating agencies expect, from the first loan tape to the daily load.

$1.9B

securitized by Octane from 2019 to 2022

$10B+

of loans now running through the same pipelines

Daily

automated, reconciled loads, monitored instead of manual exports

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Hetty
AI agent template
Meet Hetty
Nothing gets past Hetty.

Hetty is our AI agent template for capital markets strategy and reporting. It starts with a knowledge graph that traces every loan, payment and servicing event to the tapes, facilities and investors that depend on it. We deploy it in your environment and customize it to your use cases. Hetty is named for Hetty Green, the financier known for careful, skeptical investing and for reading every contract. She lent to railroads, businesses, banks and the City of New York.

What Hetty does for you
  • Check every loan tape before it goes out: completeness, consistency and reconciliation to servicing
  • Reconcile origination, servicing and the ledger daily, and explain every break
  • Produce stratifications and servicer reports in the format trusts and rating agencies expect
  • Keep forward flow, warehouse and investor reporting on schedule

Hetty checks and drafts. Your capital markets and finance teams sign off.

What is included

From servicing system to investor.

Investors do not buy a loan tape. They buy confidence that it is right.

Pipelines
Data you can reconcile
  • Loan-level pipelines from origination and servicing
  • Daily loads, reconciled and monitored
  • Normalization and validation
  • Lineage back to the servicing system
Loan tapes
Investor-ready, on schedule
  • Loan tapes and stratifications
  • Rating agency and trustee requests
  • Data room preparation
  • Forward flow and warehouse reporting
Reporting
Servicer and investor reporting
  • Servicer reports trusts expect
  • Performance and delinquency reporting
  • Securitization readiness
  • Portfolio analytics
How we work

Start small. Grow into it.

First
Diagnostic

We trace the fields that matter from origination to the tape, and write down what is missing.

Next
Project

A fixed-fee build of the pipelines and reporting, delivered and documented, with Hetty checking every load.

Ongoing
Run

Retainer or managed service for the reporting cycle and the investor requests that keep coming.

Questions

What people ask first.

No. The same pipelines support forward flow, warehouse lines, board reporting and better credit decisions.

Tell us what investors are asking for.

Describe the deal, the data and the timeline, and we will say what is missing.

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